Find out what's happening at First State Bank! Get the latest news conveniently delivered to your inbox.

I love to bank here because of the friendly personal service I receive

Lezlee "Elsie Mae's"

First State Bank has always been there when I needed them

Lanette Upchurch

At the bank everybody knows our name and our business is important to them

Dr. Fran McCain

One of the best decisions I ever made was to go with First State Bank

Jim Ogburn, MD

Open Accounts Online

Open a Free Checking, NOW Account, Savings Account, or 6 or 12 month CD online at your convenience.

Learn More
Open Accounts Online

Switch to Us

Switching to First State Bank has never been easier, get started today.

Learn More
Switch to Us

Agriculture Lending

Livestock, Farm Equipment, Land, or crop production...we can help.

Learn More
Agriculture Lending

Business Internet Banking

A secure way to check account balances, transfer money, pay bills, handle collections and more

Learn More
Business Internet Banking

Open Accounts Online

Open a Free Checking, NOW Account, Savings Account, or 6 or 12 month CD online at your convenience.

Learn More
Open Accounts Online

Switch to Us

Switching to First State Bank has never been easier, get started today.

Learn More
Switch to Us

Agriculture Lending

Livestock, Farm Equipment, Land, or crop production...we can help.

Learn More
Agriculture Lending

Business Internet Banking

A secure way to check account balances, transfer money, pay bills, handle collections and more

Learn More
Business Internet Banking

Customer Service Champions

The customer and employee relationships make FSB a special place to work and transact business.

Steve Moore
Athens Branch


How can we help?

How can we help?

Use the buttons below to get information quickly about popular topics.

Open an Account

Debit Cards

Contact Us

Login to your Account