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We appreciate Ronnie Davis being so helpful & personable.

Kenneth Napps

First State Bank.....Where everybody knows your name.

Andrea Pickens

I love to bank here because of the friendly personal service I receive

Lezlee "Elsie Mae's"

Open Accounts Online

Open a Free Checking, NOW Account, Savings Account, or 6 or 12 month CD online at your convenience.

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Open Accounts Online

Switch to Us

Switching to First State Bank has never been easier, get started today.

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Switch to Us

Agriculture Lending

Livestock, Farm Equipment, Land, or crop production...we can help.

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Agriculture Lending

Business Internet Banking

A secure way to check account balances, transfer money, pay bills, handle collections and more

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Business Internet Banking

Open Accounts Online

Open a Free Checking, NOW Account, Savings Account, or 6 or 12 month CD online at your convenience.

Learn More
Open Accounts Online

Switch to Us

Switching to First State Bank has never been easier, get started today.

Learn More
Switch to Us

Agriculture Lending

Livestock, Farm Equipment, Land, or crop production...we can help.

Learn More
Agriculture Lending

Business Internet Banking

A secure way to check account balances, transfer money, pay bills, handle collections and more

Learn More
Business Internet Banking

Customer Service Champions

I love my job! It's a blessing to be able to work at a place where we help people realize their hopes and dreams

Michael Neill
Athens Branch


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How can we help?

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