Due to provider issues, our phone line at (903) 676-1900 is not operational and some of our branches are facing difficulties. You can still access Online Banking, Telebank, and Mobile Banking.


Personal & Auto Loans


At First State Bank, we treat our customers like our neighbors and take the time to get to know you and our community. Our lending team makes sure you receive the best option to fit your needs and wants. Whether you’re purchasing your dream car, renovating your home, or buying livestock, First State Bank has down to Earth service and loans that are specifically tailored to your needs. 

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Personal LoansWith a personal loan from First State Bank, you don’t have to worry when life throws unexpected turns your way. Contact one of our lending specialists to find out how we can help you obtain personal financing and handle those unexpected turns with ease.  
Vehicle LoansIn the market for a vehicle? Before financing with a dealership, whether new or used, check with us about our loan programs. We offer flexible terms that can put you in the driver’s seat today.  
RVs, Boats, Etc.First State Bank offers a variety of personal loans to meet your needs. Our loan officers are ready to assist you on your next loan at a competitive rate and term options. 

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We'd Love to Help


For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.

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