CD's & IRA's

Certificate of Deposit (CD)

If you have extra cash and are looking for a short term investment, then a Certificate of Deposit from First State Bank may be what you are looking for. You are in complete control of the term and rate while enjoying the security of FDIC coverage.  Competitive rates and no fees* are just a few of the benefits available to you so stop by our Customer Service area for more information on the wide selection of CDs offered. 

 *Penalties for early withdrawals may apply

Open a 6 or 12 month CD online today!

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Individual Retirement Account (IRA)

Get the best out of retirement by preparing for it today with either a Traditional or Roth IRA. Whether you choose to invest pre-tax or post-tax, these accounts offer top market rates and peace of mind that your money is safe and will be ready for you when you need it. Our knowledgeable customer service representatives will be happy to visit with you and help you select the plan that is right for you. Your investments are secure and insured by the FDIC*.

 *Individual Retirement Accounts are individually insured up to $250,000.00

Personal IRAs

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CD's & IRA's New Tax Court Ruling

An IRA to IRA Rollover occurs when you take a distribution from an Individual Retirement Arrangement (IRA) and subsequently "roll" or "move" part or all of the assets back to the same IRA or another eligible IRA. Although a distribution and subsequent rollover allows you to "use" or "control" the assets for a period of time, this transaction comes with IRS rules and guidelines...

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