Money Market


Keep your money liquid and growing

A Money Market account is a good idea for short term needs,giving you the benefit of earning dividends (when you meet a minimum balance) and the flexibility to deposit and withdraw funds when you need them. Based on your balance, you may qualify for a tiered rate of interest. Other conveniences available include a First State Bank Debit Card, Online Banking, and Free ATM access at any First State Bank or Austin Bank location.

400x450 Neza

    

 Money Market CheckingTiered Money Market Checking
 

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Minimum to Open$2,500$15,000
Minimum Balance$2,500$15,000
Monthly Service FeeSee Below (1)See Below (2)
InterestSet PeriodicallySet Periodically**
FSB Debit Card  

ATM Acces

(FSB & Austin Bank at no cost)



Online Banking

(Free)

  

Bill Pay Service

(Free)

  
StatementsFree E-Statements - Images Accessible Online*Free E-Statements - Images Accessible Online*

 (1):  If balance falls below $2,500 at any time within the month, $10 service charge.

  • Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.

 (2): If balance falls below $15,000 at any time within the month, $15 service charge.

  • Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.

Paper statement with images available for $4.00 per month. 

 ** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00, $50,000.01 to $250,000, $250,000.01 to $1,000,000, $1,000,000.01 or Greater. 

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For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.

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