We are seeing progress on our downtown Athens drive thru ATM and night deposit box. Although still closed, we expect both to be functional soon and will provide updates.


Certificates of Deposit (CD)

If you have extra cash and are looking for a short term investment, then a Certificate of Deposit from First State Bank may be what you're looking for. You are in complete control of the term and rate while enjoying the security of FDIC coverage.  Competitive rates and no fees* are a few of the benefits available to you so stop by our Customer Service area for more information on the wide selection of CDs offered. 

 * Penalties for early withdrawals may apply

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