About Us

First State Bank was established in 1935 as Farmers and Merchants State Bank. Our focus on maintaining personal relationships and our commitment to local communities is one reason we have been serving some of the same customers and their families for 87 years. Since those early days in the 1930's, our bank has grown tremendously. We currently have two branch locations in Athens, as well as locations in Corsicana, Mabank, Malakoff, and Gun Barrel City. Our newest location will be opening in 2024 in Forney, TX. With more than $711 million in assets, our employees are key members in all the communities we serve. And despite this phenomenal growth, our commitment to customer service remains the same.

At First State Bank our mission is to build mutually beneficial customer relationships by being the bank and employer of choice in the communities we serve. We believe what sets us apart is our focus on customer service. Each and every employee of our bank cares enough to get to know you personally. When you walk in the door of any of our locations, our friendly staff will be there to help with all of your banking needs.


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For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.

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