Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our Tyler Street ATM and night deposit box located at 1114 E. Tyler Street. The ATM located inside the downtown Athens branch will be available during regular lobby hours.
At First State Bank, we treat our customers like our neighbors and take the time to get to know you and our community. Our lending team makes sure you receive the best option to fit your needs and wants. Whether you’re purchasing your dream car, renovating your home, or buying livestock, First State Bank has down to Earth service and loans that are specifically tailored to your needs.
|Personal Loans||With a personal loan from First State Bank, you don’t have to worry when life throws unexpected turns your way. Contact one of our lending specialists to find out how we can help you obtain personal financing and handle those unexpected turns with ease.|
|Vehicle Loans||In the market for a vehicle? Before financing with a dealership, whether new or used, check with us about our loan programs. We offer flexible terms that can put you in the driver’s seat today.|
|Agricultural Loans||You’ve cared for your farm for generations and here at First State Bank, we’ll do the same. With a team of local ag lenders who have served farmers for decades, we understand the need to adapt. Whether purchasing livestock, farm equipment, raw land, or just about anything ag related, let us help find a path forward for your farm and your family.|
|Recreational Property||Do you want to spend more time outdoors? These specialized loans allow you to purchase land for hunting, fishing, hiking, four-wheeling or simply making memories with family and friends. Come see one of our lenders and learn more about the many benefits to recreational property.|
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