Your card, on your terms
CardValet® allows you to turn your debit card "on" or "off" anytime. When they are "off"..... no one can use your cards. Turn them "on" when you are ready to use them.
Instantly change your setting via your mobile phone, giving you complete control over your debit card.
Learn more about CardValet® by viewing this brief demonstration video.
The CardValet® app can be downloaded from the Apple App store or Google Play Store, review the Quick Reference Guide for instructions on setting up your cards.
Whether you're searching for the number to call if your card is lost or stolen or you just need to know who to notify when you travel, the information below will answer your questions and give tips for keeping your card safe.
Please call us if you plan to use your debit card internationally. As a precaution, we do not allow foreign country transactions unless notified by the customer prior to travel outside the U.S.
The card owner can have the pin reset at any of our branch locations during normal business hours.
Yes, it is recommended that you notify the bank (903 676-1900) before you travel to prevent a fraud alert from being placed on your account. An alert can be removed by contacting 1-800-472-3272.
Do I have a daily access limit on my debit card?
Each personal account cardholder has access up to a $500 daily cash limit for ATM transactions and $1,500 for daily point of sale transactions.
Each business account cardholder has access up to a $500 daily cash limit for ATM transactions and $3,000 for daily point of sale transactions.
The same withdrawal limits apply for both Saturday and Sunday transactions. Please be aware that your available balance is subject to the date your transaction is processed by the merchant. This amount is generally sufficient for most debit card users. If you need a higher limit, please contact us at 903-676-1900 or email us at firstname.lastname@example.org and we will be glad to work with you to increase your daily limit.
For Visa, MasterCard, and Discover cards, the card code is the last 3 digit number located on the back of your card on or above your signature line.
A fee of $10.00 will be charged for each new card re-issued.
Contact a new account representative at any of our locations.