We are seeing progress on our downtown Athens drive thru ATM and night deposit box. Although still closed, we expect both to be functional soon and will provide updates.




Helping Our Communites Grow

Whether you are considering a purchase, start up, or refinance, First State Bank is ready to assist you. We can offer loan options and terms that are tailored specifically for you and with local decision making; we are with you every step of the way.

  • Construction Financing
  • Land Development
  • Business Acquisition
  • Inventory & Equipment Finance
  • Line of Credit
  • Small Business Association (SBA) Loan


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Financial Statement

To download the personal financial statement please click here.

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