Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our Tyler Street ATM and night deposit box located at 1114 E. Tyler Street. The ATM located inside the downtown Athens branch will be available during regular lobby hours.
Personal Savings
Statement Savings
It's never too early to open a savings account and we believe in developing healthy financial habits at an early age. From Just for Kids Savings, to your typical rainy day fund account, we make saving easy. Let us get you started today!
| Statement Savings | Just for Kids Savings | |
|---|---|---|
| ENROLL NOW | ||
| Minimum to Open | $100 | $25 |
| Minimum Balance | $100 | No Minimum |
| Monthly Service Fee | See Below (1) | See Below (2) |
| Interest | Set Periodically | Set Periodically** |
| FSB Debit Card | (Must have checking account as primary) | (Must have checking account as primary) |
ATM Access (FSB & Austin Bank at no cost) | ||
Online Banking (Free) | ||
Bill Pay Service (Free) | N/A | N/A |
| Statements | Free Paper Statement | Free Paper Statement |
(1): If balance falls below $100 at any time within the quarter, $5 service charge.
- Three withdrawals per quarter allowed at no charge; withdrawals in excess of three are charged $2.00 per withdrawal.
(2): No Maintenance Fee
- Three withdrawals per quarter allowed at no charge; withdrawals in excess of three are charged $2.00 per withdrawal.
- Account converted to statement savings at 18 years of age.
- Must have checking account as primary
** Interest Tiers: $0.01 to $500, $500.01 or Greater
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