Personal Savings
Statement Savings
A Statement Savings account with First State Bank offers a safe way to set aside money for unexpected emergencies or the vacation of a lifetime. Knowing that your money is safe and earning interest provides peace of mind when you need it most.
| Statement Savings | Just for Kids Savings | |
|---|---|---|
| OPEN NOW | ||
| Minimum to Open | $100 | $25 |
| Minimum Balance | $100 | No Minimum |
| Monthly Service Fee | See Below (1) | See Below (2) |
| Interest | Set Periodically | Set Periodically** |
| FSB Debit Card | (Must have checking account as primary) | (Must have checking account as primary) |
ATM Access (FSB & Austin Bank at no cost) | ||
Online Banking (Free) | ||
Bill Pay Service (Free) | N/A | N/A |
| Statements | Free Paper Statement | Free Paper Statement |
(1): If balance falls below $100 at any time within the quarter, $5 service charge.
- Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a quarterly statement cycle.
- Three withdrawals per quarter allowed at no charge; withdrawals in excess of three are charged $2.00 per withdrawal.
(2): No Maintenance Fee
- Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a quarterly statement cycle.
- Three withdrawals per quarter allowed at no charge; withdrawals in excess of three are charged $2.00 per withdrawal.
- Account converted to statement savings at 18 years of age.
- Must have checking account as primary
** Interest Tiers: $0.01 to $500, $500.01 or Greater
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