Personal Checking

Checking accounts designed with you in mind.


Whether you have limited banking needs, searching for an account with additional privileges and discounts or simply appreciate the familiarity of the regular checking account, our customer service representatives can identify the features that matter the most to you.



Personal Checking


 FREE with
E Checking
Key Account
Minimum to open$50$100$100
Minimum BalanceNo Minimum$1,000No Minimum
Monthly Service FeeNoneSee Below (1)See Below (2)

FSB Debit Card

ATM Access
(FSB & Austin Bank at no cost)

Online Banking


Bill Pay Service


StatementsFree E-Statements
Images Accessible Online**
Free Paper Statement 
Images Provided
Free Paper Statement 
Images Provided
Other Services Included  
  • 3 Free Money Orders or Cashier Checks per month  
  • Accidental Death Insurance
  • Free Key Account Checks
  • Safe Deposit Box Discounts 
  • Travel Book Discounts

 (1): $8 service charge if balance falls below $1,000 at any time within the month.  Senior Account: 62+ years or older set up as regular account with no service charge. 

 (2): $8 Basic Plan Coverage ($10,000 Coverage)*, $10 Family Plan Coverage ($30,000 Coverage)*

 *Accidental Death Insurance underwritten by Federal Insurance Company

 ** Paper Statements without images available for $2 per month.

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