Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our Tyler Street ATM and night deposit box located at 1114 E. Tyler Street. The ATM located inside the downtown Athens branch will be available during regular lobby hours.
We understand that missing a closing date can be stressful. At First State Bank, the clock starts ticking from the first conversation with an excited home buyer to the successful closing of their new home. With high levels of communication throughout your loan process, years of proven experience and excellent customer service, we will ensure your home buying experience is a great one. Stop by and visit with one of our loan officers today concerning:
The idea of purchasing a home, whether your first or fifth, is likely to bring many questions. For most people, it's the largest purchase they will ever make. Find comfort knowing that our team is here to assist you every step of the way. Let us help guide you through the journey into your dream home!
Purchasing a residential lot is oftentimes the first step in realizing your dreams of building a new home. Let one of our lenders use their experience and knowledge to discuss the options and variety of available programs.
|Home Improvement Loans|
Would you rather 'Fix-Up' than Move Out? With a home improvement loan from First State Bank, your options are as open as your imagination. Perhaps it's a new kitchen, the pool of your dreams or making room for a loved one, our flexible terms and competitive rates may be just what you need to turn your dream into a reality.
|Home Equity Loans|
A Home Equity Loan lets you put the equity in your home to work for you. Whether you're consolidating debt, paying for your child's education or you need cash to start a small business, a home equity loan provides a wonderful source of financing. The mortgage loan experts at First State Bank will be happy to sit down and walk you through the various options that are available.
First State Bank and its Mortgage Loan Originators (MLOs) are registered with the National Mortgage Licensing System & Registry.
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