Money Market
Keep your money liquid and growing
A Money Market account is a good idea for short term needs, giving you the benefit of earning dividends (when you meet a minimum balance) and the flexibility to deposit and withdraw funds when you need them. Based on your balance, you may qualify for a tiered rate of interest. Other conveniences available include a First State Bank Debit Card, Online Banking, and Free ATM access at any First State Bank or Austin Bank location.
| Money Market Checking | Tiered Money Market Checking | |
|---|---|---|
| Minimum to Open | $1,500 | $10,000 |
| Minimum Balance | $1,500 | $10,000 |
| Monthly Service Fee | See Below (1) | See Below (2) |
| Interest | Set Periodically | Set Periodically** |
| FSB Debit Card | ||
ATM Acces (FSB & Austin Bank at no cost) | ||
Online Banking (Free) | ||
Bill Pay Service (Free) | ||
| Statements | Free Paper Statement Images Provided | Free Paper Statement Images Provided |
(1): If balance falls below $1,500 at any time within the month, $10 service charge.
- Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a statement cycle.
- Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.
(2): If balance falls below $10,000 at any time within the month, $10 service charge.
- Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a statement cycle.
- Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00 $50,000.01 or Greater
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