Money Market
Keep your money liquid and growing
First State Bank Money Market and Tiered Money Market accounts make sense in today's changing economy. Based on your balance, you may qualify for a tiered rate of interest. Other conveniences available include a First State Bank Debit Card, Online Banking and Free ATM access at any First State Bank or Austin Bank location.
| Money Market Checking | Tiered Money Market Checking | |
|---|---|---|
| Minimum to Open | $1,500 | $10,000 |
| Minimum Balance | $1,500 | $10,000 |
| Monthly Service Fee | See Below (1) | See Below (2) |
| Interest | Set Periodically | Set Periodically** |
| FSB Debit Card | ||
ATM Acces (FSB & Austin Bank at no cost) | ||
Online Banking (Free) | ||
Bill Pay Service (Free) | ||
| Statements | Free Paper Statement Images Provided | Free Paper Statement Images Provided |
(1): If balance falls below $1,500 at any time within the month, $10 service charge.
- Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a statement cycle.
- Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.
(2): If balance falls below $10,000 at any time within the month, $10 service charge.
- Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a statement cycle.
- Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00 $50,000.01 or Greater
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