Money Market

Keep your money liquid and growing

 

First State Bank Money Market and Tiered Money Market accounts make sense in today's changing economy. Based on your balance, you may qualify for a tiered rate of interest. Other conveniences available include a First State Bank Debit Card, Online Banking and Free ATM access at any First State Bank or Austin Bank location.
Personal Money Market

 

 Money Market CheckingTiered Money Market Checking
Minimum to Open$1,500$10,000
Minimum Balance$1,500$10,000
Monthly Service FeeSee Below (1)See Below (2)
InterestSet PeriodicallySet Periodically**
FSB Debit Card  

ATM Acces

(FSB & Austin Bank at no cost)



Online Banking

(Free)

  

Bill Pay Service

(Free)

  
StatementsFree Paper Statement Images ProvidedFree Paper Statement Images Provided

 (1):  If balance falls below $1,500 at any time within the month, $10 service charge.

  • Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a statement cycle.
  • Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.

 (2): If balance falls below $10,000 at any time within the month, $10 service charge.

  • Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a statement cycle.
  • Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.

 ** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00 $50,000.01 or Greater

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