Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our Tyler Street ATM and night deposit box located at 1114 E. Tyler Street. The ATM located inside the downtown Athens branch will be available during regular lobby hours.
Money Market
Keep your money liquid and growing
A Money Market account is a good idea for short term needs,giving you the benefit of earning dividends (when you meet a minimum balance) and the flexibility to deposit and withdraw funds when you need them. Based on your balance, you may qualify for a tiered rate of interest. Other conveniences available include a First State Bank Debit Card, Online Banking, and Free ATM access at any First State Bank or Austin Bank location. |
| Money Market Checking | Tiered Money Market Checking | |
|---|---|---|
| Minimum to Open | $1,500 | $10,000 |
| Minimum Balance | $1,500 | $10,000 |
| Monthly Service Fee | See Below (1) | See Below (2) |
| Interest | Set Periodically | Set Periodically** |
| FSB Debit Card | ||
ATM Acces (FSB & Austin Bank at no cost) | ||
Online Banking (Free) | ||
Bill Pay Service (Free) | ||
| Statements | Free Paper Statement Images Provided | Free Paper Statement Images Provided |
(1): If balance falls below $1,500 at any time within the month, $10 service charge.
- Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.
(2): If balance falls below $10,000 at any time within the month, $10 service charge.
- Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00 $50,000.01 or Greater
