A Money Market account is a good idea for short term needs,giving you the benefit of earning dividends (when you meet a minimum balance) and the flexibility to deposit and withdraw funds when you need them. Based on your balance, you may qualify for a tiered rate of interest. Other conveniences available include a First State Bank Debit Card, Online Banking, and Free ATM access at any First State Bank or Austin Bank location. |
Money Market Checking | Tiered Money Market Checking | |
---|---|---|
Minimum to Open | $1,500 | $10,000 |
Minimum Balance | $1,500 | $10,000 |
Monthly Service Fee | See Below (1) | See Below (2) |
Interest | Set Periodically | Set Periodically** |
FSB Debit Card | ||
ATM Acces (FSB & Austin Bank at no cost) | ||
Online Banking (Free) | ||
Bill Pay Service (Free) | ||
Statements | Free Paper Statement Images Provided | Free Paper Statement Images Provided |
(1): If balance falls below $1,500 at any time within the month, $10 service charge.
(2): If balance falls below $10,000 at any time within the month, $10 service charge.
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00 $50,000.01 or Greater