Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our Tyler Street ATM and night deposit box located at 1114 E. Tyler Street. The ATM located inside the downtown Athens branch will be available during regular lobby hours.
Health Savings Account
First State Bank Health Savings Account is a tax-exempt account established exclusively for the purpose of paying qualified medical expenses for you and your family. This account is available to insured persons with a high deductible insurance policy and First State Bank is one of the few financial institutions in our market area to offer HSA accounts.
Why HSA?
- You do not pay taxes on money going into your HSA.
- You decide how much money to set aside for health care costs.
- You control how your HSA money is spent, meaning you can shop around for care based on quality and cost.
- Any unused money at the end of the year rolls over to the next year.
To learn more, contact a customer service representative at
(903) 676-1900.
HSA Checking Now (Individuals) | |
|---|---|
| Minimum to Open | $25 |
| Minimum Balance | $500 |
| Monthly Service Fee | If balance falls below $500 at any time within the month, $5 service charge.* |
| Interest | Set Periodically |
| FSB Debit Card | Free |
ATM Access (FSB & Austin Bank at no cost) | |
Online Banking (Free) | |
Bill Pay Service (Free) | |
| Statements | Free E-Statements Images Available Online** |
* Account governed by Health Savings Accounts guidelines; contact a customer service representative for more details.
** Paper statement with images available for $4.00 per month.
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