Personal Checking

Checking accounts designed with you in mind.

 

Whether you have limited banking needs, searching for an account with additional privileges and discounts or simply appreciate the familiarity of the regular checking account, our customer service representatives can identify the features that matter the most to you.

First State Bank Rewards Program

A FREE program that rewards you for using your debit card.  Consider it our little "Thank You" for being a loyal customer.  It's easy!  We'll give you points for simply using your First State Bank Debit Card to purchase merchandise or services.  Then, redeem your points and receive great gifts and merchandise.

Rewards

E-Statements

E-Statements give you fast, safe access to your statements including images of checks you've written and you can view, print or save them anytime you like. The many benefits of E-Statements can be yours in a few simple steps. Log in to Online Banking, Click on E-Statements, Select the accounts you want to include, Verify email address where notification will be sent, Read and sign the Electronic Statement Disclosure, Check box next to terms and conditions, enter the confirmation code & Accept.

 

Personal Checking

 

 FREE with
E Checking
Regular
 Checking
Key Account
Checking
 OPEN NOW  
Minimum to open$50$100$100
Minimum BalanceNo Minimum$1,000No Minimum
Monthly Service FeeNoneSee Below (1)See Below (2)
InterestN/AN/AN/A

FSB Debit Card

   
ATM Access
(FSB & Austin Bank at no cost)

Online Banking

(Free)

Bill Pay Service

(Free)

StatementsFree E-Statements
Images Accessible Online**
Free Paper Statement 
Images Provided
Free Paper Statement 
Images Provided
Other Services Included  
  • 3 Free Money Orders or Cashier Checks per month  
  • Accidental Death Insurance
  • Free Key Account Checks
  • Safe Deposit Box Discounts 
  • Travel Book Discounts

 (1): $8 service charge if balance falls below $1,000 at any time within the month.  Senior Account: 62+ years or older set up as regular account with no service charge. 

 (2): $8 Basic Plan Coverage ($10,000 Coverage)*, $10 Family Plan Coverage ($30,000 Coverage)*

 *Accidental Death Insurance underwritten by Federal Insurance Company

 ** Paper Statements without images available for $2 per month.


Warning: Invalid argument supplied for foreach() in /home/fsbath5/public_html/scripts/functions.php on line 926

More Information

Find out what's happening at First State Bank! Get the latest news conveniently delivered to your inbox.

How can we help?

How can we help?

Use the buttons below to get information quickly about popular topics.

Open an Account

Debit Cards

Contact Us

Login to your Account