Ruth is a Vice President - Retail Office Manager at the downtown branch in Athens. She started her banking career in February 2004 as a part time teller and has also worked as a lead teller, customer service representative, teller supervisor and loan administrative assistant.
Beltran graduated from Athens High School, received a High Honors Associate's degree in Arts & Certificate in Management from Trinity Valley Community College, and a Bachelor of Applied Arts & Sciences degree from Texas A&M University - Commerce.
Ruth has two children and enjoys spending time with family and friends, traveling and soccer.
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