Business Internet Banking

Business on the go

Business Internet banking allows you a secure way to check balances, transfer money between accounts, pay bills, and even handle collections. Our business customers appreciate the online features, as well as the ability to download information into Quicken or Quick Books for accurate accounting and management of your finances.

For Business Online Banking enrollment and more information, please contact or call (903) 676-1900.

Introducing Positive Pay, a fraud-prevention system offered to your business to protect against forged, altered, and counterfeit checks.

Check tampering remains a threat to businesses despite the popularity of electronic payments.  The counterfeiting of checks is on the rise due to the sophistication in color copying and publishing.  Positive Pay allows you to protect your business from fraud threats by check.

How does it work? 

- Business Customer submits check issued report through business online banking. (List of check numbers, dollar amount and account number of each check)

- Positive Pay verifies criteria when check is presented for payment. 

- If criteria is met, a check is paid. An exception is created if Positive Pay finds mismatched data. 

- An exceptions report is sent to customer for pay/no pay decision. 


Will I be notified when my password expires?

Not at this time.  If you log in and your password is not recognized, click the "Reset Password" link to have a temporary password sent to your online banking email address.  This will unlock your account and allow you to create a new password.

What do I do if my online banking account gets locked out?

Click on the "Reset Password" link and a temporary password will be sent to your online banking email address.  This will unlock your account and allow you to create a new password.

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 Online Banking
Check Balances
Pay Bills
Transfer between Accounts
Quicken & Quickbooks Integration
ACH Origination & Collection
Online Payroll$0.55 per item
Make a First State Bank loan payment
Secure Login


$15 monthly fee for Cash Management Services

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